About us
About LendFriend
We start every conversation with one question: what are you buying?
LendFriend helps Australian business owners pay for the things that grow a business: the ute that gets a tradie to more jobs, the machine that stops a contractor paying someone else, the fit-out that turns an empty shell into a café, the stock that fills the shelves before Christmas, and sometimes a whole business.
We think the purchase should shape the funding, not the other way round. A laptop shouldn't be paid off over seven years. A business acquisition shouldn't be squeezed into an eighteen-month loan. A fit-out shouldn't outlast the lease. So before we talk about lenders, we talk about what you're buying, how long it will earn for you, and what it does to your cash.
Who we help
- Tradies and contractors buying vehicles, tools and machinery.
- Cafés, restaurants and shops fitting out, upgrading kitchens or stocking up.
- Clinics adding chairs, rooms and equipment.
- Transport businesses adding vans and trucks.
- Owners buying a business or the deposit on their own premises.
- Businesses with imperfect credit or paperwork that's behind.
What we can arrange
- Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Property-backed business loans from $20,000 to $5,000,000 (first mortgages, second mortgages and caveat loans over residential or commercial property).
- Past credit issues and ATO debt considered case by case.
- Business purposes only.
Where a different structure, such as finance secured on the equipment itself, would genuinely suit your purchase better, we'll tell you.
What we promise
No credit check to ask
Telling us what you're buying doesn't leave a mark on your credit file. A check only comes up once you choose to go ahead.
One match, not a mailout
Your enquiry isn't fired off to a long list of lenders. One person works out which option suits the purchase and talks it through with you.
A real person calls
Someone who knows business lending reads your enquiry and rings you. Give accurate answers on the form and the first option we bring you is far more likely to be the right one.
How we work
You tell us what you're buying through a short form that takes about a minute. A real person reads it, works out the options that fit the purchase and the business, and calls you. There's no credit check when you first enquire. If you decide to go ahead, we tell you exactly what's needed and help you through to settlement. We never publish interest rates, because every business loan is priced on the business's own situation, and a number on a website would be wrong for most people.
Our guides and the purchase payback calculator are free to use, whether or not you ever enquire. If they help you make a better decision about a purchase, they've done their job.
Who we are
LendFriend is operated by Loans One Pty Ltd (ABN 86 158 199 707), trading as LendFriend. You can reach us on 1300 524 472 or through the enquiry form.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
One match, not a mailout
A real person calls