Guides
Guides for buying smart
New guides every week on buying for your business: what it really costs, how to fund it and what to check first.
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Personal Loan vs Business Loan: Which Suits Your Business?
Should you use a personal loan for business costs? How personal and business loans differ on assessment, tax, liability and limits, and when each makes sense.
24 October 2026
How to Compare Business Loan Offers (A Step-by-Step Method)
A practical way to compare business loan offers in Australia: total cost in dollars, cash received, fees, early repayment and questions to ask.
24 October 2026
Buy Outright or Finance Equipment? How to Decide
Paying cash or financing equipment: how to weigh cash reserves, payback, the cost of finance and tax timing, with a simple test any Australian business can use.
24 October 2026
Instant Asset Write-Off and Finance: Timing a Purchase
How the $20,000 instant asset write-off works from 1 July 2026, whether financed assets qualify, the installed-ready-for-use rule and how to time a purchase.
24 October 2026
New or Used Business Vehicle? Costs, Finance and Risks
New, demo or used: how to choose a business car, ute, van or truck on total cost, reliability, finance options and tax, with checks to do before buying used.
24 October 2026 What Lenders Check Before Funding a Business Purchase
What lenders check before funding a business purchase: bank statements, quotes, ABN, credit history, the asset and seller, plus a checklist.
24 October 2026See what your business could qualify for
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